HSAs were a gift to people like me before retirement, well-compensated professionals in substantial tax brackets. I could get a high-deductible health insurance policy, saving money there, and put away up to $7500 away tax free for a rainy day of health costs. Mine paid for nice hearing aids and a bunch of expensive dental work, tax-free.
If your tax rate is low, or if you don't have $5K to $7K to sit in an account earning interest, well thanks for the gift.
These were created by upper-middle class Republicans for their own kind. Welfare for Republicans. The rest of you paid for it. The new health plan is full of this welfare. Unfortunately, I am now retired, living off the Medicare trust fund, which gets scaled back by this new legislation, and don't need the tax breaks any longer. If you are young, sucks to be you.
Tea Partiers are too dumb to figure this out.